Judy Yates

photograph of Associate Professor Judith Yates

BEc ANU DrEcSc Amst.
Associate Professor



Room 341
H04 - Merewether Building
The University of Sydney
NSW 2006 Australia

Phone: +61 2 9351 3061
Fax: +61 2 9351 4341

Dr. Judy Yates is currently an Honorary Associate in the School of Economics at the University of Sydney. Her primary research has been in the fields of housing economics, finance and policy and, in the past few years, has focused on housing affordability, rental housing supply, housing and finance markets, intergenerational sustainability of the housing system and housing taxation. During her time in academia she was seconded to the Australian government to work on the Finance paper for its National Housing Strategy and as a member of its Inquiry into Local Government Finance. She has served on numerous government advisory committees, on the boards of the Commonwealth Bank of Australia, the NSW Home Purchase Assistance Authority, the Australian Institute of Health and Welfare and on the board of the not-for profit National Housing Company. She was a member of the government’s National Housing Supply Council throughout its 5 year term. She holds a Doctor of Economic Science from the University of Amsterdam and a Bachelor of Economics (hons) from the Australian National University.

Research Interests

  • Economic Policy
  • Housing economics

Publications

2013

Journal Article/s

Yates, J 2013 'Evaluating social and affordable housing reform in Australia: lessons to be learned from history', International Journal of Housing Policy, vol 13:2, pp. 111-133

Report/s

Yates J, Milligan V, Wiesel I, Pawson H 2013 'Financing rental housing through institutional investment Volume 1: outcomes from an Investigative Panel', AHURI Final Report 202 - Australian Housing and Urban Research Institute, vol 1, March 2013.

Yates J, Milligan V, Wiesel I, Pawson H 2013 'Financing rental housing through institutional investment Volume 2: supplementary papers', AHURI Final Report 202 - Australian Housing and Urban Research Institute, vol 2: supplementary papers, March 2013.

2012

Book Section/s

Yates, J 2012 'Housing policies and wealth inequality' in Tomlinson, R., Australia's Unintended Cities: the Impact of Housing on Urban Development, Chapter 6, CSIRO Publishing: Victoria, pp. 83-101.

Yates, J 2012 'Structural sustainability of home ownership in Australia' in Jones, C., White, M. and Dunse, N. (eds) Challenges of the Housing Economy: An International Perspective, Oxford: Wiley-Blackwell, pp108-127.

Yates, J 2012 'Taxation', Smith, S. (ed) International Encyclopedia of Housing and Home, Vol. 7, Chapter 416, Oxford: Elsevier, pp. 138-147.

Yates J and Milligan, V 2012 'Policies to Support Access and Affordability of Housing', in Smith, S. (ed) International Encyclopedia of Housing and Home, Vol 5, Chapter 255, Oxford: Elsevier, pp.293-305.

Yates, J 2012 'Housing Subsidies' in Clapham, D., Clark, W. and Gibb, K. (eds), The SAGE Handbook of Housing Studies, Chapter 21, Sage: London, pp 397-418.

Report/s

Yates J, Lawson J and Milligan V 2012 "Housing Supply Bonds - a suitable instrument to channel investment towards affordable housing in Australia?", AHURI Final Report No. 188, Melbourne, Australian Housing and Urban Research Institute.

Public Lecture/s

Yates 2012. "Housing and the Distribution of Wealth", 2012 Giblin Lecture, The Economics Society of Australia, University of Tasmania, 18th October 2012.

2011

Journal Article/s

Yates J and Berry M 2011 'Housing and Mortgage Markets in Turbulent Times: Is Australia Different?', Housing Studies, vol 26:7-8, pp. 1133-1156

Yates J 2011 'Cyclical versus Structural Sustainability of Homeownership: Is Counter-cyclical Intervention in Housing Markets Enough?', Housing Studies, vol. 26:7-8, pp. 1059-1080

Yates, J 2011 'Explaining Australia’s trends in home ownership', Housing Finance International, Winter, pp. 6-13

Conference Proceedings

Yates, J 2011 'Housing in Australia in the 2000s: Too Late on the Agenda', in Gerard, H. and Kearns, J. (eds) The Australian Economy in the 2000s, Reserve Bank of Australia, Proceedings of a conference held in Sydney, 15-16 August, 2011.

2010

Book Section/s

Whitehead C and Yates J 2010 'Is there a Role for Shared Equity Products in Twenty-First Century Housing? Experience in Australia and the UK' in The Blackwell Companion to the Economics of Housing: The Housing Wealth of Nations, ed. Susan J. Smith and Beverley A. Searle, Blackwell, Oxford, United Kingdom, pp. 481-498

Whitehead C and Yates J 2010 'Intermediate Housing Tenure – Principles and Practice' in Making Housing More Affordable: The Role of Intermediate Tenures, ed. S Monk and C Whitehead , Wiley-Blackwell, Oxford, United Kingdom, pp. 18-36

Yates J 2010 'Tax expenditures and housing' in Housing and Tax Policy: Conference Series No. 26, ed. M.Stewart, Australian Tax Research Foundation , Sydney, Australia, pp. 39-91

Yates J 2010 'Housing and Tax: The Triumph of Politics Over Economics' in Australia's Future Tax System: The Prospects After Henry, ed. C Evans, R Kreverand P Mellor, Thomson Reuters, Sydney, Australia, pp. 233-65

Journal Article/s

Yates J and Bradbury B 2010 'Home ownership as a (crumbling) fourth pillar of social insurance in Australia', Journal of Housing and the Built Environment, vol.25:2 - Special Issue: Home ownership and Asset-based welfare, pp. 193-211

2009

Journal Article/s

Whitehead C and Yates J 2009 'Economic Methods and their Contribution to Housing', Housing Studies, vol.24:1, pp. 1-6

Pinnegar S, Easthope H, Randolph B, Williams P and Yates J 2009 'Innovative financing for home ownership: the potential for shared equity initiatives in Australia', Australian Housing and Urban Research Institute AHURI- Final Report, vol.137:August, pp. 1-104

Yates J and Whelan S 2009 'Housing wealth and consumer spending', Australian Housing and Urban Research Institute AHURI- Final Report, vol.132:June, pp. 1-69

Wulff M, Dharmalingham A, Reynolds M and Yates J 2009 'Australia's private rental market: changes (2001-2006) in the supply of, and demand for, low rent dwellings', Australian Housing and Urban Research Institute AHURI- Positioning Paper, vol.122:August, pp. 1-46

Lawson J, Berry M, Milligan V and Yates J 2009 'Facilitating Investment in Affordable Housing – Towards an Australian Model', Housing Finance International, vol.24:1, pp. 18-26

2008

Journal Article/s

Yates J, Kendig H, Phillips B, Milligan V and Tanton R 2008 'Sustaining fair shares: the Australian housing system and intergenerational sustainability', AHURI Final Report, vol.111:February, pp. 1-112

Yates J 2008 'Australia's Housing Affordability Crisis', Australian Economic Review, vol.41:2, pp. 200-214

Pinnegar S, Milligan V, Quintal D, Randolph B, Williams P and Yates J 2008 'Innovative financing for home ownership: the potential for shared equity initiatives in Australia', AHURI Positioning Paper, vol.106:August, pp. 1-91

Report/s

Yates J 2008 'Affordability and access to home ownership: past, present and future?', AHURI National Research Venture 3: Housing Affordability for Lower Income Australians Research Report 10 Link

2007

Journal Article/s

Whitehead C and Yates J 2007 'Increasing Affordability Problems - A Role for Shared Equity Products? Experience in Australia and the UK', Housing Finance International, vol.21:5, pp. 16-20

Whitehead C and Yates J 2007 'Increasing Affordability Problems - A Role for Shared Equity Products? Experience in Australia and the UK- An Update', Housing Finance International, vol.XXII:2, pp. 29-30

Report/s

Yates J 2007 'Housing Affordability and Financial Stress', AHURI National Research Venture 3: Housing Affordability for Lower Income Australians- Research Paper 6, October 2007

Yates J 2007 'The polarisation of housing affordability', AHURI National Research Venture 3: Housing Affordability for Lower Income Australians- Research Paper 8, September, 2007

Yates J and Milligan V 2007 'Housing Affordability: A 21st Century Problem', Housing Affordability: A 21st Century Problem

2006

Journal Article/s

Yates J and Mackay D 2006 'Discrete Choice Modelling of Urban Housing Markets: a Critical Review and an Application', Urban Studies, vol.43:3, pp. 559-581

Wood G, Yates J and Reynolds M 2006 'Vacancy Rates and Low Rent Housing: A Panel Data Analysis', Journal of Housing and the Built Environment, vol.21:4

Berry M, Whitehead C, Williams P and Yates J 2006 'Involving the Private Sector in Affordable housing provision: can Australia learn from the United Kingdom?', Urban Policy and Researc, vol.24:3

Report/s

Yates J and Gabriel M 2006 'Housing Affordability in Australia', AHURI National Research Venture 3: Housing Affordability for Lower Income Australians, Research Paper 3, February 2006

Yates J, Randolph B and Holloway D 2006 'Housing Affordability, Occupation and Location in Australian Cities and Regions - Final Report', Australian Housing and Urban Research Institute

2005

Journal Article/s

Yates J and Wulff M 2005 'Market Provision of Affordable Rental Housing: Lessons from Recent Trends in Australia', Urban Policy and Research, vol.23:1, pp. 9-23

Yates J and Wood G 2005 'Affordable Rental Housing: Lost Stolen and Strayed', The Economic Record, vol.81:225, pp. S82-S95

Report/s

Gabriel M, Jacobs K, Arthurson K, Burke T and Yates J 2005 'Conceptualising and measuring the housing affordability problem', AHURI National Research Venture 3: Housing Affordability for Lower Income Australians

2004

Book/s

Wang H, Wilson D and Yates J 2004 'Measuring the distributional impact of direct and indirect housing assistance', Australian Institute for Health and Welfare, Canberra, ACT, Australia

Journal Article/s

Yates J 2004 'Affordable housing and first home ownership - the Productivity Commission's draft report', Impact, pp. 10-11

Yates J 2004 'Review of "The Colour of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement" by Stephen L. Ross and John Yinger, The MIT Press, Cambridge, Mass.2002 pp 459+viii', Economic Record, vol.80:249, pp. 264-265

Report/s

Yates J, Wulff M and Reynolds M 2004 'Changes in the supply of and need for low rent dwellings in the private rental market', Australian Housing and Urban Research Institute

Yates J 2004 'Changes in the supply of and need for low rent dwellings in the private rental market'

2003

Journal Article/s

Yates J 2003 'The more things change? An overview of Australia's recent home ownership policies', European Journal of Housing Policy, vol.3:1, pp. 1-33

Report/s

Yates J 2003 'A Distributional Analysis Of The Impact Of Indirect Housing Assistance', Australian Housing and Urban Research Institute

Bridge C, Flatau P, Whelan S, Wood G and Yates J 2003 'Housing Assistance and Non-Shelter Outcomes'

2002

Journal Article/s

Yates J 2002 'Housing implications of social, spatial and structural change', Housing Studies, vol.17:4, pp. 581-618

Yates J 2002 'The limits to choice in the private rental market', Just Policy, vol.25, pp. 32-48

2001

Journal Article/s

Yates J and Whitehead C 2001 'Introduction to the Focus Issue', Housing Studies, vol.16:2, pp. 141-146

Yates J 2001 'Australia's Housing Choices: Retrospect and Prospect', Urban Policy and Research, vol.19:4, pp. 415-424

Yates J 2001 'The Rhetoric and Reality of Housing Choice: The Role of Urban Consolidation', Urban Policy and Research, vol.19:4, pp. 491-527

Report/s

Wulff M, Yates J and Burke T 2001 'Low Rent Housing in Australia, 1986-1996', Commonwealth of Australia

Miron J, Yates J and et al. 2001 'Methods Used Abroad to Support Home Ownership', The Canada Mortgage and Housing Corporation

2000

Journal Article/s

Yates J 2000 'Is Australia's home ownership rate really stable?', Urban Studies, vol.37:2, pp. 319-342

Yates J 2000 'Is rent assistance enough?', Impact, pp. 8-9

Yates J and Wulff M 2000 'W(h)ither low cost private rental housing?', Urban Policy and Research, vol.18:1, pp. 45-64