The changing nature of work and working life

Retirement adequacy and the role of compulsory superannuation: Results of a study of cleaners and security guards 2010

Client:  Liquor, Hospitality and Miscellaneous Workers Union

This mainly quantitative simulates the retirement income outcomes of two diverse occupational groups: security guards, who are typically full time male average earners; and cleaners, who are a heterogeneous group of mostly female low wage earners. The report highlights the interaction between superannuation and the age pension, and the divergence of outcomes between these two groups. The results are contextualised within policy settings which are moving away from full age pensions towards private provision.