Education Loans for International Students

Students from Canada, Sweden, Norway, the United Kingdom and the United States are able to apply for education loans funded by government departments in their home countries. In addition, international students who have a co-borrower who is either a citizen or permanent resident of the United States may be able to access private education loans.

There is a dedicated International Loan Schemes Adviser at the University to assist students in relation to applying for education loans to fund their study. Enquiries can be directed to: .

Loans and programs

US Department of Veterans Affairs Benefits Program

The University of Sydney accepts students who are eligible for a range of US Veteran Affairs Benefit Programs. The University of Sydney is accredited under the MGIB program to administer US Department of Veterans Affairs funding. The Department of Veteran Affairs will pay an eligible student education benefits for pursuit of an approved program of education or training.

An approved program is a course of study or a program of training which has been determined by the DVA as meeting the legal requirements for payment of educational assistance benefits to veterans and other eligible persons. To determine if your program of study is an approved one, please refer to the attached list here.

If your program is not on the list of approved programs, please contact our office so that we may request for this to be added. The program approval process may take up to 6 months, so please apply as early as possible.

Eligibility for Veteran Affairs Benefits

Each Veteran Affairs education program has distinct eligibility requirements under specific chapters of Title 38, U.S. Code (USC).
Please note that the University of Sydney does not determine your eligibility for Veteran Affairs education benefits. The U.S. Department of Veterans Affairs is the only organisation authorised to determine your eligibility. If you have specific questions relating to eligibility you should contact:

Buffalo VA Regional Office (Foreign Schools)
PO Box 4616 Buffalo
NY 14240 – 4616 USA
T +1 716 857 3196 OR +1 716 857 3197
A special service is offered for foreign school applicants whereby you dial “1” to be placed at the head of the queue.

How to Apply

Students who wish to apply for VA benefit can print a paper based application, or apply online through the Veteran Online Application website (VONAPP).

If you receive Veterans educational assistance, you are required by law (38 U.S.C., 1775 and 1776) to provide official transcripts of prior education, training and experience at the time you enrol.

An evaluation of your prior education and training will be undertaken to determine if any units you completed at other institutions or awarded to you as a result of your military service can be applied to your proposed degree program and therefore decrease your course duration.

The Department of Veterans Affairs will issue you with a Certificate of Eligibility, which you will need to send to our office in order to certify your enrolment.

It is your responsibility to notify the VA Certifying Official if you reduce your hours of enrolment by withdrawing from a unit, terminating your enrolment, or making any other changes that would affect your payment status. If you withdraw or drop a unit, you may have to repay all or part of the benefits you received for the unit(s).

If the benefits for which you are eligible do not meet your expected costs, you may apply for US Financial Aid under the William D. Ford Federal Direct Loans Program.

For further information please contact the International Loan Schemes Adviser:

US Federal Direct Loan Program

To be eligible for the US Department of Education's Direct Loan Program loans, students must be:

  • Eligible US citizens or eligible non-citizens
  • Not in default or owing a return repayment on a federal student loan
  • Enrolled in a degree program (Graduate Diplomas and Graduate Certificate programs do not qualify for Direct Stafford and PLUS Loans)

While you are enrolled, to continue to remain eligible, you must be:

  • Enrolled at least half time in a degree program
  • Making Satisfactory Academic Progress (SAP)
  • Be on track to complete your degree within 150% of the allocated course time frame (maximum timeframe)
  • Not enrolled in courses offered by online, telecommunication or distance delivery in whole or part
US Federal Direct Loan Information
How do I apply for US Financial Aid?
  1. You must complete the Free Application for Federal Student Aid (FAFSA) prior to being considered for US Financial Aid at the following link: As part of the application you will need to include the University of Sydney's US Department of Education federal school code: G30672.
    Within 1-4 weeks after you submit your FAFSA, you will receive a Student Aid Report (SAR). To view an online SAR, you will need to go to the FAFSA website and check that it has been processed and is available to be downloaded. You must check your SAR to ensure that the information is accurate. If corrections are required you can make the necessary changes at FAFSA. You will be able to access your SAR with your PIN. Once your FAFSA has been submitted it is essential that you send an email confirmation to in order to be considered and assessed for financial aid.
  2. After receiving your email the University will calculate your eligibility and will send you an Award Letter. The Financial Aid Officer (FAO), will be your contact person for all of your US Financial Aid needs.
    The University's Cost of Attendance (COA) for US students determines the education-related expenses associated with a student's study at the University of Sydney. Your COA will consist of your full tuition fees and full living expenses, as well as any ancillary costs. Prior to the origination of your loans, the FAO will advise you of what your COA is and therefore of the maximum amount you are able to borrow in loans. Please refer below to further information regarding the COA
  3. To obtain the US Department of Education's Direct Loans you (or your parents for Federal Direct Parent PLUS Loans) must complete a Master Promissory Note (MPN) which can be done on There are two types of MPNs for Direct Loans, one for student borrowers receiving Direct Subsidised and Unsubsidised loans, and the other for parent borrowers or graduate/professional students who are receiving a Direct PLUS loan. You will need to complete an MPN for each year you apply for financial aid.
    If you are applying for two loans such as a Direct Loan and a Direct PLUS loan you will need to submit two MPNS.
  4. You will need to undertake an entrance counselling test for both the Direct Stafford and Direct PLUS loan. This can also be done on
  5. The final step in accepting your Direct Loan is to respond to your Award Letters via email. You will need to advise the Financial Aid Officer the amount you wish to borrow, indicate that you have signed your MPN and confirmed that you have completed your entrance counselling test.
  6. Once you have responded to your Award Letter, signed an MPN, completed your entrance counselling and received your e-CoE, the University can originate your loan with the US Department of Education.
    There are two disbursement dates per annual loan period for Direct Stafford and Grad/Parent PLUS Loans. These dates coincide with the tuition fee due dates in Semester 1 and Semester 2.
  7. The University will advise you by email once your loans have been originated and will deduct the balance of tuition fees for the semester and refund the difference into your bank account.
  8. If you have paid in full for the semester a full refund will be processed. The refund process will take approximately 10 business days.
Cost of Attendance for US Financial Aid

The University’s Cost of Attendance (COA) for US and Canadian loan students determines the allowable education-related expenses associated with a student’s study at the University of Sydney. Your COA will consist of your full tuition fees and full living expenses, as well as any ancillary costs*. If there are additional expenses such as students with dependents OR students with a disability, the University will determine if these are allowable expenses pertinent to your education, and whether they can be included in your COA. There is no guarantee they will be included in the Cost of Attendance. For additional expenses to be considered, you must contact the Financial Aid Officer (FAO) and submit your application along with supporting documentation as requested by the FAO. Supporting documentation for disability related expenses may include documentation from a doctor detailing the specific expenses as related to the disability. Processing times for changes are from 2-4 weeks from the date when all supporting documentation is received by the FAO.

Please note that as of 1 November 2011, all additional expenses/receipts incurred in US Dollars, will be added to your total COA amount in the US Dollar amount that they were incurred.

The following cost of attendance for 2014/2015 is outlined below in Australian dollars only and are for 2 semesters. If you are applying for Financial Aid for one semester only, these figures will be prorated accordingly. All the figures are periodically reviewed and subject to changes on an annual basis:


Tuition & Fees

Varies depending on program

Living Allowance (including room and board, rent, food transport


Return Airfare




Overseas Student Health Cover (visa length cover)

Varies depending on visa length (visit: Health Insurance for International Students

Books and supplies


Origination Fee

Direct Stafford Loans incur a 1% Loan Fee on the total gross amount borrowed and the Direct PLUS Loans incur a 4% Loan fee on the total gross amount borrowed. Loan Fees are charged and deducted at each disbursement.  

*Ancillary Costs/Program Costs

Varies depending on the program

Prior to the origination of your loans, you will be emailed your Award letters which will advise you of what your COA is and therefore of the maximum amount you are able to borrow in loans.

The Financial Aid Office has a duty of care to encourage responsible student borrowing and to ensure that commencing students are aware that relocation costs are not included as part of the COA. You will need to ensure that you have access to some private funding to cover your relocation and settlement costs in Sydney while your loans are being processed. This is due to the fact that your cost of attendance consists of full tuition, living expenses and ancillary costs (if applicable) over your study period and if you were to access your loan funds prior to your departure from the US you would in fact be drawing upon the funds that you would need to rely upon over the course of your studies.

Students who are funding their relocation costs via other means (i.e. family, credit card, line of credit) must understand that they will not be certified for any additional amounts exceeding their COA and relating to relocation costs. In addition, private and federal loans will not be certified to be disbursed to the student prior to their departure.

*Note: Ancillary costs apply to some courses only, for example, the Bachelor of Medicine and Bachelor of Surgery, the Bachelor of Veterinary Science and the Bachelor of Dentistry.

For further information please contact the International Loan Schemes Adviser: .

Direct Subsidised and Unsubsidised Loan

The Direct Loan has unsubsidised and subsidised components. The subsidised component is based on financial need as defined by the US Department of Education. The loan is ‘subsidised’ as the US Government pays the interest that accrues while you are enrolled at least half time in school. The unsubsidised component of the loan is not based on financial need and you are responsible for paying the interest from the time the money is disbursed. You have the option of paying the interest while you are studying or postponing interest payments while you are studying, in-deferment, or during the six-month grace period after you leave university or drop below half-time enrolment. If you choose to postpone your payments, the interest accrues and is capitalised. This means the interest is added to your principal loan amount that you will have to repay. It may also increase the amount of your monthly re-payments. Annual Loan Limits for Direct Subsidised and Unsubsidised loans are outlined below.

The US Budget Control Act of 2011 (Pub. L. 112-25) made some important changes. Effective for loans made for periods of enrolment (loan periods) beginning on or after July 1, 2012, graduate or professional students are no longer eligible to receive Federal Direct Subsidised Loans. The terms and conditions of Direct Subsidised Loans received by any student for loan periods beginning before July 1, 2012, for either graduate or undergraduate study, are not affected by this change.


Annual Loan Limit per Grade Level

Dependent Undergraduate Student (US Dollars)

Independent Undergraduate Additional Unsubsidised (US Dollars) 

Independent Undergraduate Student Maximum (US Dollars) 

 First Year

$3,500 Sub. + $2,000 Unsub. = $5,500 per annum

$3,500 Sub. + $6,000 Unsub. = $9,500 per annum

No more than $3,500 of this amount may be in subsidised loans

 Second Year

$4,500 Sub. + $2,000 Unsub. = $6,500 per annum

$4,500 Sub. + $6,000 Unsub. = $10,500 per annum

No more than $4,500 of this amount may be in subsidised loans

 Third, Fourth and Fifth Year (each year)

$5,500 Sub. + $2,000 Unsub. = $7,500 per annum

$5,500 Sub. + $7,000 Unsub. = $12,500 per annum

No more than $5,500 of this amount may be in subsidised loans

 Aggregate Limit

Subsidised Max $23,000  Total Sub. and Unsub. $31,000

Subsidised Max $23,000 
Total Sub. and Unsub. $57,500

No more than $23,000 of this amount may be in subsidised loans


Applies to loans originated ON or AFTER 1 July, 2012


Subsidised (US Dollars)

Unsubsidised (US Dollars)

Maximum (US Dollars) 

Graduate and Professional Student     




The aggregate loan limit for graduate and professional students remains unchanged at $138,500, not more than $65,500 of which may be in subsidised loans.

Note: First time Direct Loan borrowers who receive a subsidised Stafford amount for more than 150% of their official program duration may lose their eligibility to the subsidised portion of the Stafford loan.

Direct PLUS Loan (Parent Loan for Dependent Undergraduate Students)

This loan is not based on financial need. Parents are eligible for this loan if their child is a dependent undergraduate student, as defined by the US Department of Education.

The student will need to meet credit guidelines to qualify. A credit check will be undertaken once the Direct PLUS MPN has been submitted. If the student does not pass the credit check then their application may be declined. There is an appeal process in place for such circumstances. For more information on the appeal process please contact our Financial Aid Office.

Direct PLUS Loan (For Graduate of Professional Students)

Graduate and professional students are eligible to borrow through the Federal Direct PLUS Loan program, which was previously only available to parents of undergraduate students. Graduate students may borrow this Direct Loan on their own behalf.

You are encouraged to apply for a Stafford Loan before applying for a Direct PLUS Loan because Direct PLUS does not include a subsidised component and is charged at a higher interest rate.

The student will need to meet credit guidelines to qualify. A credit check will be undertaken once the Direct PLUS MPN has been submitted. If the student does not pass the credit check then their application may be declined. There is an appeal process in place for such circumstances. For more information on the appeal process please contact our Financial Aid Office.

Direct PLUS Loans - How much can I borrow?

Grad and Parent PLUS borrowers are able to borrow their entire Cost of Attendance minus any other financial aid, such as scholarships or subsidised and unsubsidised Stafford loans. Your Cost of Attendance includes your tuition fees, living expenses such as rent, food and travel and costs associated with your course such as lab or clinical related expenses.

The University of Sydney also co-operates with several private education loan providers that will lend funds to US students who are attending foreign institutions. Additional information regarding private educational loans can be provided on request.

Interest rates

The following table provides the interest rates for new Direct Loans made on or after July 1, 2013, and before July 1, 2014. These rates will apply to all new Direct Loans made during this time, even loans already disbursed before the passage of the Act.

Loan Interest rate
Direct Subsidized Loans (Undergraduates) 4.66%
Direct Unsubsidized Loans (Undergraduates) 4.66%
Direct Unsubsidized Loans (Graduate or Professional Students) 6.21%
Direct PLUS Loans (Parents and Graduate or Professional Students) 7.21%
Origination fees

Most federal student loans have loan fees that are deducted proportionately from each loan disbursement you receive. This means the money you receive will be less than the amount you actually borrow. You're responsible for repaying the entire amount you borrowed and not just the amount you received.

Here are the current loan fees for federal student loans:

  • 1.072% for Direct Subsidized Loans and Direct Unsubsidized Loans
  • 4.288% for Direct PLUS Loans for parents and graduate and professional students
Nursing Programs

Due to new US Department of Education regulations effective 1 July 2012, the University of Sydney will no longer be able to provide Federal Financial aid for students studying nursing and commencing their studies from 1 July 2012. The only lending option may be available in the form of a private loan. Please contact our Financial Aid Office for further information.


Medicine students from the US should note that their ability to access US Federal Financial Aid can change from year to year. Sydney Medical School cannot guarantee that medicine students will be able source funds from this scheme for the full four years of the program, and students should be prepared in the event that these funds are not available. Please be advised that neither the University of Sydney nor the Australian Government can assist any students if they do not have sufficient funds to support their candidature.

Satisfactory Academic Progress (SAP) for Direct Loan Students

All students in receipt of US Federal aid must be achieving Satisfactory Academic Progress (SAP) in order to be eligible to continue receiving Direct Loans throughout their studies. The University of Sydney has a policy and procedure for identifying and supporting students at risk, the Student Academic Progression Policy. For further information regarding the policy and procedure please go to: Student Academic Progression Policy

If you receive Direct Loan funds you will be evaluated every semester. This evaluation process will consider the students progress under the following criteria:

  • Academic Standing
  • Maximum Timeframe

In order to receive US Federal funds, students must meet minimum standards for both the above mentioned components, whilst simultaneously adhering to academic progress rules and to Australia Immigration legislation.

Financial Aid Warning

Recipients of Financial aid who have been identified as students at Stage 1 Not Meeting Academic Progression Requirements will be placed on Financial Aid Warning.

Eligible students who are placed on Financial Aid Warning continue to receive Financial Aid from Direct Loans as long as they meet SAP in all future studies.

Financial Aid Suspension and Probation

If a student is identified in a subsequent semester by the Faculty as Stage 2 – At Risk of Being Asked to Show Good Cause or Stage 3 Being Asked to Show Good Cause (for students whose course duration is two years or less) in accordance with the Student Academic Progression Policy, they will lose their eligibility to financial aid and their aid will be suspended.


A student may appeal their suspension, if they wish to do so, based on illness, medical, compelling, compassionate and/or other mitigating circumstances. The appeal must be made in writing and must be addressed to the Financial Aid Office.

All relevant and supporting documentation, such as medical and police reports, need to be included in the application. The appeal will be assessed and the outcome will be provided to the student within 10 days of the lodgement of their appeal.

If a student chooses not to appeal their suspension, their Financial Aid eligibility will be reinstated once they meet Satisfactory Academic Progress, as per the University'sStudent Academic Progression Policy.

If a student’s appeal is successful, they will be placed on Financial Aid Probation. A student may only remain on Financial Aid probation and receive Financial Aid for one semester only. Following the Financial Aid Probation period, a student must either:

  • Maintain SAP to continue to receive Financial Aid OR
  • Follow an academic plan (must be approved by the Financial Aid Office) to ensure that SAP is met at a specified point in time

Maximum Timeframe

Please also note that US Federal law requires students to complete their educational program within 150% of the minimum full time duration for their award program. This is considered the Maximum Time Frame for completion. In a review at the end of each semester, a student with a regular full-time study load (24 credit points) must have successfully completed at least two-thirds of the attempted program to date, in order to meet this requirement.

If you have any questions please contact the Financial Aid Officer:

Cohort Default Rate

The University of Sydney 2011 Two Year Cohort Default Rate is 3.7.

Consumer Information

The Higher Education Act of 1965 (HEA), as amended by the Higher Education Opportunity Act of 2008 (HEOA), includes many disclosure and reporting requirements. A disclosure requirement is information that a postsecondary education institution is required to distribute or make available to another party, such as students or employees.
The University of Sydney is committed to the principle of promoting access to information that will allow consumers such as students, parents, counsellors, researchers, and legislators to make informed decisions about postsecondary education. This guide provides a single access point to all federally mandated reports and disclosures.
It is the individual's responsibility to know and follow current requirements and procedures at the departmental and University levels. For additional information, including requesting a paper copy of any materials, please call or e-mail the appropriate office.
Final regulations implementing the legislative provisions for consumer information are available from Below is a list of disclosures provided by The University of Sydney pursuant to these regulations.

About the University of Sydney

General Information

Future Students Information

Policies and Procedures

Policies and procedures related to study at the University of Sydney.

Student Support Services

We offer a wide range of services to support students in their wellbeing, studies and lifestyle.

Cost of Attendance

The University determines the cost of attendance and financial aid eligibility for the US Direct Loan Program.

Transfer of Credit Policies and Articulation Agreements

Educational Program, Instructional Facilities and Faculty

Information on the University's various educational programs, instructional facilities and faculties can be found on the faculty websites.

Handbooks Online

Handbooks Online contains information for students currently undertaking study. Within each faculty handbook you will find the course rules and unit of study requirements needed to complete your studies.

Privacy of Student Records

The Family Educational Rights and Privacy Act (FERPA) allows present and future students to have access to their individual educational records, provides basic protections of privacy of their records, and allows them to request that certain “directory information” be kept confidential. Additional information regarding the rights afforded to students by FERPA is available at

Facilities and Services for Students with Disabilities

Disability Services assists current and prospective students who have a disability to access services and support.

Cultural Diversity

We aim to ensure that staff and students who come to the University from overseas find an environment that values the contribution they can make.

Textbook Information

The University of Sydney provides textbook information through the bookstore website. The textbook information includes title, author, edition ISBN, price, etc., when available.

Copyright Infringement - Policies and Sanctions

Information related to copyright infringement.


It is vital that students understand what constitutes plagiarism, and familiarise themselves with proper referencing techniques and policy.

Computer Use and File Sharing

Policy information related to computer use and file sharing.

Student Activities

Information on activities, organisation and general student information.

Responsibilities as an International Student

International students who hold Australian student visas must ensure they comply with their visa conditions at all times.

Student Academic Progression

The University is committed to the welfare and wellbeing of students, and has developed appropriate policies and procedures to maintain this. In particular the University recognises the value of having a reliable and efficient system to monitor the progress of students in their studies, to allow the early detection of students who are making unsatisfactory progress. The Staying on Track program is designed to identify and assist students who have demonstrated a persistent pattern of failure and are therefore at risk of exclusion from their course.

Health and Safety


Staff, student and visitor safety is a priority for the University. Our Campus Security unit is dedicated to making your experience on campus a positive and safe one.

Student Safety

The University is committed to ensuring your safety on campus, and during your commute to and from uni. We offer specific health and safety tips for students. We also run a number of services designed to help maintain a safe campus, including security patrol officers, and induction courses to prepare you for particular work or research locations.

The University runs free shuttle buses between Redfern train station and Fisher Library; between Lidcombe Station and the Cumberland Campus; and between Sydney College of the Arts to Mallet St to Australian Technology Park and then to the Camperdown Campus.

Liquor Accord

The University's Liquor Accord governs the sale and consumption of alcohol on our campuses.
The University is responsible for providing a safe and secure environment for students and visitors to socialise, that includes the appropriate supply and sale of alcohol. The main objective of the Liquor Accord is to reduce alcohol related incidents, whilst still providing responsible consumption of alcohol on campus.

Emergency Evacuation Policy

In case of fire or other emergencies on campus, the University adopts the emergency evacuation policy.

Student Outcomes (Student Right to Know Act)

Placement in Employment

The Australian Graduate Survey is conducted each year to gather information from graduates from across Australia on their experiences six months out from university. The survey collates data about how new graduates are gaining experience in their fields and their short term career prospects, income and education outcomes. If you would like to find out more about your faculties GDS results please contact , Careers Centre Manager.

Student Financial Assistance

The University of Sydney has a number of loan and bursary funds to assist students who experience financial difficulties. This assistance is not intended to provide ongoing income support or payment of fees but to help in emergencies and to supplement other income.

Students are eligible to apply for assistance more than once during their degree. Financial Assistance is available for any undergraduate student or postgraduate student enrolled at the University of Sydney who is making satisfactory progress and who is experiencing genuine financial hardship. Non-degree students are not eligible.

Types of Assistance

There are three types of assistance available.


The Scholarships Office administers scholarships for undergraduates, postgraduate coursework and postgraduate research students. There are over 700 scholarship schemes on offer and each year the University of Sydney gives out over $65 million in scholarships, not taking into consideration prizes or College and Sporting Scholarships.

US Financial Aid

Students attending the University of Sydney are eligible to apply for government funded and education private loans. There is a dedicated located in the International Office to assist students in relation to applying for education loans to fund their study.

Student Loan Information Published by the US Department of Education

Available at and

Loan Repayment and Deferment

Available at

National Student Loan Data System (NSLDS)

Federal student loan records of students and parents will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, and institutions determined to be authorised users of the data system. Students and parents may view their loan record history by visiting NSLDS.

Preferred Lender Lists and Agreements

The University of Sydney does not promote or endorse lenders for private education loans.

Types of Aid

The University of Sydney participates in the US Federal Direct Stafford Subsidised and Unsubsidised Loan and Federal PLUS Loan program.

How to apply for US Financial Aid

Please visit

Disbursement of US Financial Aid

Financial aid is disbursed by releasing two payments over the academic year (one each semester). At the time of disbursement the student must still meet eligibility requirements (academic progress, expected enrolment, financial eligibility, etc.). Funds cannot be applied to the student's account sooner than 10 days before the first day of classes. Funds are applied to University tuition fees first. If student aid funds are in excess of account charges a credit balance occurs that will be paid to the student within 14 days of disbursement. If the student or parent wishes to cancel a loan within 7 days of the first day of class then he/she may do so by submitting the request to the International Loan Schemes Officer. Students may arrange with the International Loan Schemes Officer to have excess funds from their student account automatically transferred by EFT to their bank accounts.

Financial Aid for Study Abroad

Enrolment in a unit of study abroad approved for credit by the University of Sydney may be considered for purposes of applying for US Federal Financial Aid. Contact the for further details.

Refund Policy

The University’s policy on the refund of tuition fees and other course money for international students has been developed in accordance with the Australian National Policy on Fee Refunds established by the Australian Vice-Chancellors' Committee, the Education Services for Overseas Students Act 2000 (ESOS Act 2000 as amended), Education Services for Overseas Student
Regulations 2001 (ESOS Regulations 2001 as amended) and the National Code of Practice for
Registration Authorities and Providers of Education and Training to Overseas Students 2007 (National Code).

Foreign Graduate Medical School Consumer Information
OPEID 03067200
Name of medical program Bachelor of Medicine and Bachelor of Surgery (known as the Sydney Medical Program)
Length of medical program 4 years or 48 months
Most recently completed calendar year 1 January 2013 - 31 December 2013
No. of US students completing the medical program on-time in the most recently completed calendar year 4
No. of US students completing the medical program in the most recently completed calendar year 5
On-time completion rate for US students completing the medical program in the most recently completed calendar year 80%
Median Title IV loan debt incurred by US students who completed the medical program in the most recently completed calendar year $240,580.00
Median private education loan debt incurred by US students who completed the medical program in the most recently completed calendar year $0
Median institutional education loan debt incurred by US students who completed the medical program in the most recently completed calendar year $0
Median combined educational loan debt incurred by US students who completed the medical program in the most recently completed calendar year $240,580.00
Mean Title IV loan debt incurred by US students who completed the medical program in the most recently completed calendar year $214,891.67
Mean private education loan debt incurred by US students who completed the medical program in the most recently completed calendar year $0
Mean institutional education loan debt incurred by US students who completed the medical program in the most recently completed calendar year $0
Mean combined educational loan debt incurred by US students who completed the medical program in the most recently completed calendar year $214,891.67

The United States Direct Loan Information Guide outlines the procedure of applying for and receiving US financial aid at the University of Sydney. This document also details your obligations and requirements in order to maintain your financial aid eligibility, and most of the above information. To download this guide please click here.