Skip to main content


If you have a Commonwealth supported place in your course, you may be eligible to defer your student contribution through HECS-HELP.

  1. Overview and eligibility
  2. How to apply
  3. What happens next

Overview and eligibility

HECS-HELP is a government loan scheme assisting eligible students to defer their student contribution through a loan.

Any amount deferred through HECS-HELP becomes part of an accumulated HELP debt, which you will be required to repay through the tax system once you meet a certain salary threshold.


To be eligible to apply for HECS-HELP, you need to:

Eligibility criteria and legislation around HECS-HELP can change. See the Study Assist website for full details.

If you’re an Australian permanent resident visa holder (excluding a permanent humanitarian visa holder) or a New Zealand citizen who is currently not eligible for HECS-HELP assistance, you are required to pay your student contribution up front.

Proposed changes to higher education funding

The Australian Government has announced a number of proposed reforms to higher education funding which may affect legislation around HECS-HELP. Find out more about the proposed changes.

Student Centre

  • Level 3, Jane Foss Russell Building, Darlington Campus

Make an enquiry

Opening hours: 9am to 5pm, Monday to Friday.

Extended in-person opening hours first two weeks of semester and during exams.

Last updated: 08 August 2019

Website feedback

Tell us if you’ve spotted a typo or something else wrong with this page.

Thank you

Your feedback has been sent.

Sorry there was a problem sending your feedback. Please try again

You should only use this form to send feedback about the content on this webpage – we will not respond to other enquiries made through this form. If you have an enquiry or need help with something else such as your enrolment, course etc you can contact the Student Centre.