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Fee payment assistance

Understand the different education loan schemes

The Government provides several Higher Education Loan Programmes (HELP) to assist eligible domestic students with the cost of their fees.

Any amount deferred through one of these HELP schemes becomes part of an accumulated HELP debt, which you will be required to repay through the tax system once you meet a certain salary threshold.

HECS-HELP

If you’re on a Commonwealth supported place you may be eligible for HECS-HELP assistance. This means you can defer all or part of your student contribution by obtaining a HECS-HELP loan.

When you successfully apply for a full HECS-HELP loan, the Australian Government will pay your student contribution amount. You will then repay this amount through the Australian Taxation Office once you meet a certain salary threshold.

If you’re eligible, you can still choose to pay your student contribution upfront (partially or in full).

Find out whether you’re eligible for HECS-HELP on the Study Assist website.

Once you’ve accepted your offer, and enrol in your course, if eligible you’ll be able to apply for HECS-HELP.

FEE-HELP

If you’re a domestic full-fee paying student you may be eligible for the FEE-HELP loan scheme to help cover part or all of your tuition fees.

You can borrow up to a fixed maximum amount in your lifetime, called the FEE-HELP limit.

Any amount borrowed becomes part of an accumulated HELP debt which you will be required to repay through the Australian Tax Office once you meet a certain salary threshold.

Find out if you’re eligible and how much you can borrow through FEE-HELP.

Once you’ve accepted your offer, and enrol in your course, if eligible you’ll be able to apply for FEE-HELP.

SA-HELP

If you’re liable for the Student Services and Amenities Fee (SSAF) you may be able to defer all or part of it through an SA-HELP loan.

Find out if you’re eligible for SA-HELP.

You can apply for SA-HELP once you’re a student at the University.