The Government provides several Higher Education Loan Programs (HELP) to assist eligible domestic students with the cost of their fees. These programs include HECS-HELP, FEE-HELP and SA-HELP.
Any amount deferred through one of these HELP schemes becomes part of an accumulated HELP debt, which you will be required to repay through the tax system once you meet a certain salary threshold.
If you’re on a Commonwealth supported place you may be eligible for HECS-HELP assistance. This means you can defer all or part of your student contribution by obtaining a HECS-HELP loan.
When you successfully apply for a full HECS-HELP loan, the Australian Government will pay your student contribution amount. You will then repay this amount through the Australian Taxation Office once you meet a certain salary threshold.
If you’re eligible, you can still choose to pay your student contribution upfront (partially or in full).
Find out whether you’re eligible for HECS-HELP on the Study Assist website.
Once you’ve accepted your offer, and enrol in your course, if eligible you’ll be able to apply for HECS-HELP.
If you’re a domestic full-fee paying student you may be eligible for the FEE-HELP loan scheme to help cover part or all of your tuition fees.
You can borrow up to a fixed maximum amount in your lifetime, called the FEE-HELP limit.
Any amount borrowed becomes part of an accumulated HELP debt which you will be required to repay through the Australian Tax Office once you meet a certain salary threshold.
Find out if you’re eligible and how much you can borrow through FEE-HELP.
Once you’ve accepted your offer, and enrol in your course, if eligible you’ll be able to apply for FEE-HELP.
If you’re liable for the Student Services and Amenities Fee (SSAF) you may be able to defer all or part of it through an SA-HELP loan.
You can apply for SA-HELP once you’re a student at the University.