Loans and Repayments

This page contains information about:

Student loans

Loans are provided to help students pay for essential living and study expenses. Loans are:

  • Interest free
  • Available throughout the year
  • Available to domestic and international undergraduate and postgraduate students enrolled in a degree course at the University of Sydney
  • Up to $2,000 for local students.
  • Up to $1,000 for international students.
  • Repayable within 12 months or before graduation (whichever comes first)
  • Repayable according to terms discussed during interview and set out at the time of loan approval
  • Legally binding

Information about the application process is at Apply for Financial Support

Loans repayable after completion of degree

Arthur and Renee George Foundation loans are available to students who are:

  • Full-time, undergraduates
  • Citizens or permanent residents of Australia
  • Enrolled in the final two years of their degree
  • Enrolled in one of the following faculties - Dentistry, Health Sciences, Pharmacy, Veterinary Science or Sydney Medical School
  • Unable to repay a loan before graduation

These loans are:

  • Interest free
  • Up to $2,000 each year
  • Available throughout the year
  • Repayable in the first and possibly second year after graduation
  • Not available to assist with the cost of overseas placements

Information about the application process is at Apply for Financial Support

Clinical Years Bursary Fund - Elective Term Loans are for:

  • full-time, domestic undergraduate students enrolled in Sydney Medical School who choose to complete their compulsory elective term overseas
  • Interest free
  • Up to $1000
  • Repayable by the 30 June in the year after loan is taken out.

The Clinical Years Bursary Loan Fund Application Form needs to be filled out and submitted to the Scholarships and Financial Support Service before the 31 July each year.

Loan repayments

During your interview for financial support, you will discuss and agree on a Repayment Schedule with the interviewing officer.

Please note, once your loan has been approved and you have signed your Loan Agreement and Repayment Schedule, the terms of the loan and repayment are legally binding.


If you are unable to make a repayment as per your agreed Repayment Schedule, you will need to before the due date of the repayment. Please see Inability to Repay below for more information.

If you do not make repayments by the due date, and have not contacted us to arrange an extension, a suppression will be placed on your academic results, once you have fallen behind by 30 days on an installment or lump sum payment. Any suppression placed will not be lifted until the loan has been brought up to date.

Making repayments

Loan repayments can be made in the following ways:

  • By internet: Go to the ePay website. Have your credit card (Mastercard or Visa) details and your Student Loan Monthly Statement notice available. Follow the step by step instructions.
  • By mail: Ensure you enclose your entire Student Loan Monthly Statement, to enable a receipt to be issued. Payment by mail is restricted to cheque or money order made payable to ‘The University of Sydney’. Mail to:
    Student Loans Administrator
    Level 4, Margaret Telfer Building
    71-79 Arundel Street
    The University of Sydney NSW 2006
  • By EFT: The University of Sydney, National Australia Bank – BSB 082-372 Account 509448377.
    Swift Code: NATAAU3302S. You must include your 9 digit Loan Student ID (9 digit Student Identification Number) as a reference so we can apply the payment to your account.
  • In person: You can make payment to any bank branch by depositing to The University of Sydney BSB 082-372 Account 509448377. Payment must include your 9 digit Loan Student ID (9 digit Student Identification Number) as a reference so we can apply the payment to your account.

Inability to repay

Apply for a Loan Extension

If you cannot make a repayment by the date indicated in your Loan Repayment Schedule it is essential that you apply for a loan extension. For an extension to be considered you must be a currently enrolled student and must submit your application before the payment becomes overdue.

If your loan was awarded:

If your loan was awarded:

  • since July 2014 apply for a loan extension online in Sydney Student before your loan becomes overdue. To do this:
  • Log in to MyUni, using your UniKey and password, then click on the Sydney Student icon
  • Go to the My Finance tab and choose the link for Scholarships, Prizes, Bursaries and Loans
  • Choose the link Apply for Loan Extension and follow the prompts to complete your application

Your application will be assessed by the responsible officer and you will receive advice regarding the outcome within 4 - 7 working days.

Already late with your repayment or not a currently enrolled student?

Please telephone us on 8627 8112 or email for further advice. Do this as soon as possible to avoid having further sanctions applied.

If your loan repayment becomes 30 or more days overdue a suppression will be placed on your academic results which will not be lifted until the loan has been brought up to date.

Please be aware that if any payment of your student loan becomes substantially overdue further sanctions will be applied as per the University Student Debtors Sanctions Policy

If legal action is required to recover the debt, you will be liable for legal fees.