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OS-HELP

If you’re studying in a Commonwealth supported place and you’re thinking of completing part of your studies overseas you may be eligible for OS-HELP.

  1. Overview and eligibility
  2. How to apply
  3. What happens next

Overview and eligibility

OS-HELP is a loan available to eligible students enrolled in a Commonwealth supported place who want to undertake some of their study overseas. OS-HELP can be used for a range of expenses such as airfares, accomodation and other travel or study expenses. 

You can receive one loan per six-month study period and two OS-HELP loans over your lifetime.

Eligibility

You can apply for OS-HELP in the six-month period before the start of your overseas study. Your application needs to be for study that you have not yet completed.

You are eligible to apply if you are a Commonwealth supported student participating in:

  • an approved exchange program
  • an overseas professional placement (clinical, community, industry or internship)
  • a fieldwork program
  • a program where study is for academic credit or is otherwise a mandatory component of your current course at the University of Sydney.

You also need to meet all of the criteria below.

  • You’re an Australian citizen, permanent humanitarian visa holder or a New Zealand Special Category Visa holder who meets the long-term residency requirements.
  • You have not received an OS-HELP loan on more than one other occasion.
  • You are enrolled as a Commonwealth supported student and have completed 48 credit points towards your current course.
  • You will be unertaking full-time study overseas that will count towards your current course.
  • You will have at least six credit points of your course left to complete once you have finished your overseas study.
  • You meet the tax file number (TFN) requirements.

Eligibility criteria and legislation around OS-HELP can change, so see the Study Assist website for full details.

When you aren't eligible for OS-HELP

You are not eligibile for OS-HELP if any of the following apply: 

  • you are receiving FEE-HELP or SA-HELP but are not in a Commonwealth supported place.
  • you have received an OS-HELP loan for the same six-month period (counted from the commencement date of the overseas study for the first loan). For example, if you have received an OS-HELP loan for overseas study starting on 1 January, you may not then be selected to receive a second OS-HELP loan for overseas study which begins before 2 July of that year.
  • you will complete the credit requirements of your course upon completion of your overseas study
  • you have already completed the program for which you would like to apply for OS-HELP.

How much can I borrow?

In 2018, successful applicants can select from the following amounts to borrow per six-month study period.

  • non-Asian destinations: $2000, $4000, $6665
  • Asian destinations*: $2500, $5000, $7998.

If you are taking a relevant and endorsed Asian-language course before studying in Asia, you can also apply for a supplementary OS-HELP loan of $1065.

The language course must be in preparation for your primary study in Asia and cannot be credited to your course.

*You will be considered to be undertaking overseas study in Asia if you are undertaking study in a country listed in the Australian Bureau of Statistics' Standard Australian Classification of Countries, under the minor groups: Mainland South-east Asia, Maritime South-East Asia, Chinese Asia, Japan and the Koreas and Southern Asia.

Sydney Abroad

Open 9am until 5pm, Monday to Friday
Address
  • Level 3, Jane Foss Russell Building, Darlington Campus
Last updated: 19 July 2018

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