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If you’re studying in a Commonwealth supported place and you’re thinking of completing part of your studies overseas you may be eligible for OS-HELP.
OS-HELP is a loan available to eligible students enrolled in a Commonwealth supported place who want to study part of their course overseas. OS-HELP can be used for a range of expenses such as airfares, accommodation and other travel or study expenses.
You can receive one loan per six-month study period and two OS-HELP loans over your lifetime.
You can apply for OS-HELP in the six-month period before the start of your overseas study. Your application needs to be for study that you have not yet completed.
You are eligible to apply if you are a Commonwealth supported student participating in a program where study is for academic credit or is otherwise a mandatory component of your current course at the University. This includes:
You also need to meet all of the criteria below.
Eligibility criteria and legislation around OS-HELP can change, so see the Study Assist website for full details.
You are not eligible for OS-HELP if any of the following apply.
In 2025, eligible applicants will be able to select from the following indexed amounts to borrow per six-month study period.
The Asian language study will need to be an official language of your host location and completed in preparation for study in Asia*. It cannot be language study that is part of your main study in the host location and cannot be for academic credit to your current course.
* 'Asia' includes these countries:
Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Malaysia, Maldives, Mongolia, Myanmar, Nepal, Pakistan, Philippines, Republic of Korea (South Korea), Singapore, Sri Lanka, Taiwan, Thailand, Timor-Leste and Vietnam.
Students may not participate in a program in a host location or region within a host location for which the Australian Government’s Smartraveller advice is ‘Do not travel’ or ‘Reconsider your need to travel’.
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