If you’re studying in a Commonwealth supported place and you’re thinking of completing part of your studies overseas you may be eligible for OS-HELP.
OS-HELP is part of the Australian Government’s HELP scheme and assists eligible students to fund a range of overseas expenses through a loan.
You can receive one loan per six-month study period and two OS-HELP loans over your lifetime.
You can apply for OS-HELP in the six-month period before the start of your overseas study. Your application needs to be for study that you have not yet completed.
You are eligible to apply if you are a Commonwealth supported student participating in:
You also need to meet all of the criteria below.
Eligibility criteria and legislation around OS-HELP can change, so see the Study Assist website for full details.
In 2018, successful applicants can select from the following amounts to borrow per six-month study period.
If you are taking a relevant and endorsed Asian-language course before studying in Asia, you can also apply for a supplementary OS-HELP loan of $1065.
The language course must be in preparation for your primary study in Asia and cannot be credited to your degree.
*You will be considered to be undertaking overseas study in Asia if you are undertaking study in at least one of the following countries: Bangladesh, Bhutan, Brunei, Cambodia, China, Democratic People’s Republic of Korea (North Korea), Timor-Leste, Hong Kong, India, Indonesia, Japan, Laos, Macau, Malaysia, Maldives, Mongolia, Myanmar, Nepal, Pakistan, Philippines, Republic of Korea (South Korea), Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam.