Application deadlines
You need to apply for your loan in the six-month period before heading overseas. Your application needs to be for study that you have not yet completed. OS-HELP loan applications are assessed on a continuous basis in the order they are submitted.
The OS-HELP loan application has closed for the current year as of 1 December. The application will re-open on 16 January for students completing overseas study from January onwards.
Submit your application:
- by 31 October for study commencing in the summer break or Semester 1 of the following year
- by 30 May for study commencing in the winter break or Semester 2 of the same year.
You can submit an application after these deadlines, however we can't guarantee that your loan will be processed before the commencement of your overseas studies.
If you're applying for a second OS-HELP loan, you must submit your application in the same calendar year and a maximum of 4 weeks before the end date of your first loan. Payment for an approved second loan will be made after the end date of the six-month period of the first loan.