Application deadlines
You can apply for OS-HELP in the six-month period before the start of your overseas study. Your application needs to be for study that you have not yet completed. OS-HELP loan applications are assessed on a continuous basis in the order they are submitted. You should not submit a loan application until you have received confirmation of your acceptance from the host university or program provider.
The OS-HELP loan application is closed from 1 December each year. The application will re-open on 17 January for students completing overseas study commencing from January onwards.
Submit your application:
- by 31 October for study commencing in the summer break or Semester 1 of the following year
- by 30 May for study commencing in the winter break or Semester 2 of the same year.
You may submit an application after these deadlines; however, your loan may not be processed before the commencement of your overseas studies. If you submit your loan application in November, you may be required to reapply once the application reopens the following January.
If you're applying for a second OS-HELP loan, you must submit your application a maximum of 4 weeks before the end date of your first loan. If the end date of your first loan is early in the new year, you must submit your application for the second loan in the same calendar year. For example, if you have received an OS-HELP loan for overseas study for the six-month period 15 August – 14 February, you must apply for the second loan after the application reopens on 17 January. You cannot be selected to receive a second OS-HELP loan for overseas study where the start date is before the end date of your first loan with the exception of a year-long exchange program.